News & Views

Older borrowers may qualify for more HECM proceeds, but other factors outweigh the small gains of delaying a reverse mortgage.

Reverse mortgage disclosures are extensive because HECMs involve HUD, lenders, and borrowers, using required documents to promote transparency, consumer protection, and informed financial decisions.

Reverse mortgage professionals are using HECMs themselves—not from desperation, but strategically for line-of-credit growth, home purchases, mortgage payoff, liquidity, and retirement planning.

Every reverse mortgage includes non-recourse protection, ensuring homeowners and heirs never owe more than the home’s value at the time the loan is due.

Reverse mortgages don't require payments, but voluntary payments can preserve equity, increase line-of-credit growth, offer tax advantages, and provide retirees with unmatched flexibility through customizable

A HECM for Purchase lets older homebuyers use a reverse mortgage to buy a new principal residence preserving cash reserves and improving retirement flexibility.

Dan Barksdale explains how REVERSE plus helps loan officers confidently bring HECM into the mainstream through practical training, streamlined processes, and partnership with Simple Reverse,

The HECM line of credit is a unique retirement planning tool that provides liquid, secure access to home equity, cannot be reduced by market declines,

After more than 25 years in the mortgage industry, I’ve attended hundreds of conferences, conventions, sales rallies, and industry events. Some were educational. Some were entertaining. Many