Reverse News & Views

Reverse mortgages aren’t just for those in financial distress—many industry pros plan to use them for strategic retirement planning. From growing a line of credit to buying a dream home, HECMs offer powerful advantages even when you don’t need one. Discover how mortgage insiders are structuring their own reverse mortgages for long-term security.

Did you know you can make payments on a reverse mortgage—and that doing so can actually grow your equity and line of credit? Smart prepayments on an adjustable-rate HECM can increase financial flexibility, preserve equity, and even unlock tax benefits. Learn how voluntary payments can be a savvy part of retirement planning.

HECM for Purchase lets older homeowners buy a new primary residence using a reverse mortgage—often with no monthly mortgage payments. It’s a little-known option that helps retirees relocate, downsize, or upgrade while keeping more cash in reserve. Discover how this powerful tool opens up new possibilities for homeownership in retirement.

The HECM line of credit is one of the most powerful tools in retirement planning—offering homeowners flexible access to funds that actually grow over time. With features like liquidity, security, and compounding growth, this reverse mortgage option stands out as a smart way to manage cash flow and prepare for the unexpected.

The non-recourse feature is a powerful safeguard built into every reverse mortgage: it ensures neither homeowners nor their heirs will ever owe more than the home is worth—no matter what. Learn how this FHA-backed protection works and why it’s a key reason reverse mortgages are safer than many people think.