Terms & Conditions and End User License Agreement (EULA)

These Terms & Conditions, which also constitute our End User License Agreement (“Terms”), govern your access to and use of the Reverse Plus website, products, and services (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, you may not access or use our Services.

REVERSE plus LLC (“Reverse Plus,” “we,” “us,” or “our”) provides its Services subject to these Terms. Your use of the Services signifies your acceptance without modification of these Terms. We may revise these Terms at any time by posting the updated version to our website. Continued use of the Services after changes are posted constitutes acceptance of those changes.

REVERSE plus provides subscription-based software tools and resources focused on reverse mortgage calculations, analysis, and education. The Services may allow users to:

Create accounts and manage contact information (such as prospective clients or borrowers).

Enter and store basic contact and financial details (e.g., name, phone, email, state, loan amounts, payment amounts).

Run calculations, access tools, and generate reports.

The Services do not require or store sensitive identifiers such as Social Security Numbers, bank account numbers, or financial institution account numbers.

To use the Services, you must register for an account. You agree to:

Provide accurate, complete, and up-to-date registration information.

Keep your login credentials confidential.

Be solely responsible for all activity occurring under your account.

You may not share, sell, transfer, or otherwise permit any other person or entity to use your account. Any such activity is a material breach of these Terms. We reserve the right to suspend or terminate your account immediately and seek damages, including but not limited to liquidated damages of $5,000 per violation, plus costs and attorney’s fees.

Contact information you save within the Services (such as prospective clients or borrowers) is confidential to you and is accessible only through your login credentials.

Even account administrators cannot view your saved contacts. However, administrators may manage accounts within their organization, including removing or deleting user accounts. If your account is deleted, you may lose access to your saved contacts, and that data may be deleted.

REVERSE plus does not delete saved contact data except as required by law, but administrators retain the ability to do so.

We grant you a limited, non-exclusive, non-transferable, revocable license to use the Services for your internal business purposes during your active subscription period.

You may not:

Copy, distribute, resell, sublicense, or otherwise make the Services available to third parties.

Reverse engineer, decompile, or attempt to derive source code from the Services.

Use the Services in violation of applicable laws.

All rights not expressly granted are reserved by REVERSE plus.

Access to certain features requires payment of subscription fees.

Fees are billed in advance monthly (or as otherwise disclosed at purchase).

All payments are non-refundable.

Failure to pay fees when due may result in suspension or termination of your account.

Payments: All payments are processed securely by Stripe, our third-party payment processor. REVERSE plus does not collect or store your credit card or bank account details. Payment processing is subject to Stripe’s Privacy Policy.

We may suspend or terminate your account at our discretion, with or without cause, including for violation of these Terms or non-payment. Upon termination, your right to use the Services immediately ceases, and all licenses granted under these Terms are revoked.

The Services, including all software, designs, and content, are owned by REVERSE plus and protected by intellectual property laws. Unauthorized use may result in legal action, including injunctive relief, damages, and recovery of costs and attorney’s fees.

The Services are provided “AS IS” and “AS AVAILABLE” without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Services will be uninterrupted, error-free, or secure.

To the fullest extent permitted by law, REVERSE plus and its affiliates shall not be liable for any direct or indirect, incidental, special, consequential, or punitive damages, or for any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of the Services.

These Terms are governed by and construed in accordance with the laws of the State of Oklahoma, without regard to its conflict of law provisions.

Questions about these Terms may be directed to:
Reverse Plus LLC
Email: Legal@REVERSEPlus.com

By using the Services, you confirm that you have read, understood, and agree to be bound by these Terms & Conditions / End User License Agreement.